Market Commentary

'Market Commentaries' is the long-running series of articles authored by Daniel Wildermuth, President and CEO, Kalos Financial. Mr. Wildermuth shares his in-depth knowledge of the market as it relates to national and international events, and their effects on the investment world. Sign up to receive the monthly updates below.
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Our Team2020-09-14T14:29:30-04:00

Our Team

Daniel Wildermuth

Co-Founder | Chief Executive Officer

Daniel Wildermuth

Co-Founder | Chief Executive Officer

Daniel is the founder and CEO of Kalos Capital, Inc, a registered Broker/Dealer, and Kalos Management Inc., a registered investment advisor. The two Kalos companies have approximately 150 financial advisors and 60 independent offices spread across the continental United States. Daniel is also the founder and Chief Investment Officer (CIO) of the institutional advisory firm, Wildermuth Advisory, LLC and the Chairman of the Board for The Wildermuth Endowment Strategy Fund (WESFX). Many of the equity and fixed income strategies utilized in the fund are the same strategies that Daniel has developed and implemented for individual investors at the Registered Investment Advisor, Wildermuth Asset Management, where he continues to serve as CIO. Daniel is also the founder and CEO of Wildermuth Securities, a distributing broker/dealer that services institutional clients.

Daniel’s unique approach has garnered media coverage from Forbes Magazine, Senior Market Advisor, CNBC, Bravo TV, bankrate.com, Dow Jones Newswire, InvestmentNews, and other financial market news outlets. McGraw-Hill has published two of his books outlining his investment practices (Wise Money: Minimizing Your Risk and Increasing Your Control & How to Keep and Grow Your Retirement Assets) that more fully explain applying unique investment strategies to individual accounts.

Daniel serves on multiple corporate Boards across various industries, and he also serves on several industry and non-profit Boards. He speaks frequently at industry conferences and events and is often quoted as an expert in the fields of the stock market, alternative investments, and the general economy.

For approximately two years, Daniel hosted the popular weekly radio show, Money Talks with Daniel Wildermuth.

Outside of the financial services field, Daniel is also co-founder of VirTeca, LLC an engineering and manufacturing firm that provides advanced package handling solutions for clients worldwide.

He earned an MBA in Finance from Anderson School at UCLA and an undergraduate degree in engineering from Stanford University. He graduated in the top 2 percent and 15 percent of classes, respectively.

Carol Wildermuth

Co-Founder | Chief Financial Officer

Carol Wildermuth

Co-Founder | Chief Financial Officer

Carol Wildermuth has over 30 years of experience in financial services. Ms. Wildermuth is the Co-Founder and Chief Financial Officer of Kalos Financial, Kalos Capital, Kalos Management and Wildermuth Asset Management. She also serves as the Chief Financial Officer of Wildermuth Advisory and President of Wildermuth Securities, the distributor for the Wildermuth Endowment Fund. Prior to founding the Kalos and Wildermuth companies, she supervised the Private Client Division of Lehman Brother’s Southeast Asia branch, with offices in Hong Kong and Singapore.

Ms. Wildermuth graduated from Pacific Lutheran University with a B.A. in Economics. In her free time, Ms. Wildermuth enjoys travelling, cycling, cooking and spending time with family.

Chrissy Lee

President | Chief Operating Officer

Chrissy Lee

President | Chief Operating Officer

Chrissy serves as Co-President and Chief Operating Officer at Kalos Financial, Inc., designing and implementing business operations, driving strategic growth, managing the day-to-day operations of the firm, and working with advisors.

Chrissy joined Kalos in 2007 and is responsible for the ongoing development and execution of firm-wide initiatives. She is also the Head of Operations and Transitions Dept., responsible for the vision and implementation of tactical operational initiatives.

Since joining Kalos, Chrissy has held numerous positions throughout the firm, including Senior Vice President on the Kalos Capital side and National Accounts Manager for Kalos Management, where she was overseeing advisors’ accounts, trading, and implementing portfolios.

Having worked both brokerage and advisory, Chrissy brings a unique skill-set to help advisors on both sides of the business.

Chrissy grew up in the golden state of California, where she majored in English Literature at California State University – Northridge.  She moved to Atlanta in 2007 with her husband and two children – now college students.

Chrissy’s commute is a lengthy 2+ hours on any given day, however, it is her commitment to Kalos and the advisors that keeps her energized. Outside of work and long commutes,  Chrissy cherishes family time and anything that creates a fun experience.

She is also a Disney and Star Wars enthusiast and can talk on these subjects for hours.  She also values the opportunity to serve at her church, especially those who are in need within the Atlanta community.

Chrissy holds FINRA Series 7, 66, and 24 securities registrations.

Due Diligence

Larry Lyons

Executive Vice President, Due Diligence

Larry Lyons

Executive Vice President, Due Diligence

Larry has overseen the alternative investment platform at Kalos for over a decade. He has worked with Kalos Financial for over 15 years and has over 28 years of industry experience.

He graduated from the University of Georgia with a BS in Education and obtained the ChFC ® designation from the American College, Bryn Mawr, PA.

Once graduating from the University of Georgia in 1988, Larry played minor league baseball in the Atlanta Braves organization.

Larry began his career with Guardian Life Insurance as a Group Sales Representative. Prior to joining Kalos, he was with Principal Financial Group, where he worked with employer groups of all sizes to design and implement both qualified and non-qualified retirement plans.

Larry has served on the board of ADISA, a national trade association that represents over 30,000 professionals involved in alternative investments in the non-traded space.  Larry has participated on various panels as ADISA conferences as well as the IPA.

Larry is a husband and father of two sons. He enjoys college football but most importantly is an avid Georgia Bulldogs fan. Larry enjoys being outdoors and spending time with his family when they can get together.

Tyler Mattingly

Senior Vice President, Due Diligence

Tyler Mattingly

Senior Vice President, Due Diligence

Tyler has over 20 years of experience in the financial services industry. As Senior Vice President of Due Diligence, he is responsible for reviewing offerings which are under consideration to be added to the Kalos platforms of Alternative Investments.

Tyler began his career as a Financial Advisor with FSC Securities Corporation. From there he joined Wells Real Estate Funds, where he worked in various roles for over 12 years. He joined Kalos Capital in 2015.

Tyler earned a bachelor’s degree in Business Administration from Auburn University. He holds Series 7, 63 and 24 securities registrations.

When Tyler isn’t working he enjoys spending time with his family. Tyler has 4 kids that keep he and his wife busy. When they aren’t at a horse park, dance recital or on a scouting adventure, they enjoy hiking and being outdoors.

One of Tyler’s goals is to visit all 50 states and all 7 continents.  As of today, he has 2 states (Alaska and Connecticut) and 3 continents (Antarctica, South America and Africa) left.

Operations

John Yuhas

Vice President Operations

John Yuhas

Vice President Operations

As VP of Operations, John Yuhas is responsible for the day to day functions of the operations department. This includes working with all the custodians, reviewing reports, leading the operations team, and etc.

He received his undergraduate degree from Maryville College and his MBA from Mercer University. John holds Series 4, 7, 24, 53, 66, and 99 securities registrations.

Away from the office, John enjoys spending time with his family.  He is an avid reader (non-fiction), semi-pro cook (smoked meats), and enjoys any Pittsburgh based sports team (especially the Steelers).

Tyler Smith

Operations Associate

Tyler Smith

Operations Associate

As Operations Associate, Tyler Smith is responsible for the oversight of custodial-held accounts with a focus on improving speed and efficiency throughout the platform, engaging deeper support for users, and optimizing advisor/client directed enhancements. Tyler h0lds Series 7 and Series 63 securities registrations.

Tyler’s greatest interest is the influence and investment in people. His belief is that the betterment of others offers a tremendous source of fulfillment, and directly stems from a desire to effect lasting change in the community.

J. R. R. Tolkien said, “Not all those who wander are lost.” Tyler encapsulates the saying by visiting national and state parks throughout the southeast to explore segments of the Appalachian Trail. As an adamant fan of the water, he spends a great deal of time with family & friends at nearby lakes or canoeing down the river.

Tyler also enjoys volunteerism by partnering with Goshen Valley Boys Ranch to work for the ongoing need of foster families in Georgia.

Kim Tye

Investment Associate

Kim Tye

Investment Associate

An Investment Associate, Kim is responsible for operations in the Kalos Management and Wildermuth Asset Management Departments. She makes sure all the paperwork is in good order and that operations flow smoothly.

She received her BS in Sociology/Criminology from The Ohio State University.

Kim has been with the company with a variety of responsibilities since 2005. Kim has 2 adult children: Sean (28) who was married in October 2018 and Brigid (26) who was engaged December 2018. Kim’s husband Tim was ordained a Deacon of the Roman Catholic Church for the Archdiocesan of Atlanta in early 2019 and currently serves at St. Brigid Catholic Church in Johns Creek. Kim and Tim both graduated form THE Ohio State University so the whole family are huge Buckeye fans. Go Bucks!

Coleen McVey

Operations Administrator

Coleen McVey

Operations Administrator

As an Operations Administrator, she is responsible for the fax line, incoming mail, all EAS paperwork, including opening accounts, uploaded forms, resolving NIGO issues and much more.

She received her BA in Human Development with a minor in creative writing from Eckerd College in St Petersburg, FL. Coleen has more than 20 years in the financial service industry.

Coleen has 2 daughters and one granddaughter. Her favorite sports teams are all the teams in Florida, including the Tampa Bay Buccaneers and the Tampa Bay Rays. Coleen is an avid book reader and listener of audio books. Coleen loves to sew, garden, cook and be with her family.

Alex Meehan

Operations Administrator

Alex Meehan

Operations Administrator


Vicki Cerri

Project Manager

Vicki Cerri

Project Manager

Oversees projects for the firm to ensure implementation and timeliness to initiatives.

Vicki attended Georgia State University where she earned her degree in Political Science.

Outside of work, you can find Vicki spending time with her husband, David and their two children, Michael and Connor.

Joy Millen

Transition Associate

Joy Millen

Transition Associate

Prior to new reps moving into the Operations Department, they enter through the Transition Department. Here in Transition, Joy trains the new Rep office on the Custodian system, how to open new client accounts and transfer assets, and initiate all money movement. She envelops all the above tasks for existing clients to assist the new rep with a smooth transition, plus sends out B/D and Rep code change forms to directly held asset companies.

Concurrently, she helps existing Rep offices with all system accesses for both office staff and reps office, creating Rep codes, and helping with any general questions they have.

Joy graduated from Elms College, Mass. with a BA in Education. With over 30 years in the financial industry, Joy has an array of talents and insight to both paperwork and people.

Joy met her husband at a singles church group and they are married almost 20 years. They have two children they are raising in the church environment and who are exciting and fun. Joy learns as much from her children as they do her. Being born and raised in NYC and working in Manhattan, she would have never thought of ending up in suburbia GA, and loving it!

Compliance

John Dillon

Chief Compliance Officer

John Dillon

Chief Compliance Officer

John has 30+ years’ experience in the financial services industry. He started his career as an examiner for the New York Stock Exchange where he worked for 12 years. He later worked for Citigroup and Morgan Stanley in New York City, and then moved to Atlanta in 2010 as the Chief Compliance Officer for FSC Securities/AIG Advisor Group.

John has extensive knowledge and hands on experience of all aspects of the independent broker-dealer and advisory channel and particularly, supporting the advisors.

Michael McComb

Vice President Compliance

Michael McComb

Vice President Compliance

Michael joined Kalos in May 2015.  As Vice President, Compliance his focus is on both Kalos Management and Kalos Capital activities.  Michael has over 25 years’ experience in the financial services industry with Barclays, UBS, L.F. Rothschild and E.F. Hutton in New York.

His most recent experience was with ING Investment Management in Atlanta as Chief Compliance Officer where he created the compliance program for ING Americas as their first full time Compliance Officer.

Michael enjoys sports and the outdoors and lives with his wife and two boys in Smyrna, GA.

Dr. Lisa L. Smith

Senior Compliance Manager

Dr. Lisa L. Smith

Senior Compliance Manager

Lisa L. Smith’s professional experience includes over 20 years of experience in the securities industry, the majority of which has been in a regulatory compliance capacity.

At Kalos, Lisa is a Registered Principal responsible for overseeing the review of all advertising and sales literature for the reps, media training, and the investigation & filings of client complaints.

Lisa also serves as Executive Director of Sickle Cell Transplant Advocacy & Research Alliance (STAR), a non-profit organization that envisions building awareness, accessibility and success of Bone Marrow Transplant (BMT) and Gene Therapy as a cure for Sickle Cell Disease.

Dr. Smith is Managing Partner of Global Compliance & Health IT Solutions, LLC servicing compliance vendors, health IT professionals, investment banking and mergers & acquisition clients.

Lisa completed her doctoral studies at Georgia State University- J. Mack Robinson School of Business where she obtained a Doctorate in Business Administration/EDB. She received a Masters of Business Administration (MBA) from George Washington University located in Washington, DC and Bachelor of Science degree from the University of Tennessee, Knoxville.

She serves as Adjunct Professor at Touro University, Research Associate with the Center for Engaged Business Research (CEBR) at Georgia State University and (formerly) Research Analyst with Emory School of Medicine – Hematology analyzing research data for Sickle Cell Disease.

Her past dissertations include the Relationship of Proactive Personality and Life Satisfaction During Retirement and The Measurement of Acceptance Scale of Waste to Energy (WTE) in the US Domestic Study.

Money Management

Erik Setterlind

Senior Vice President Investment Management

Erik Setterlind

Senior Vice President Investment Management

As Vice President of Wildermuth Asset Management, Erik Setterlind leads operations for all of Kalos’ fee-based business, including third-party money managers available on the Kalos platform and Wildermuth Asset Management. He has more than 17 years of industry experience that includes business development positions at Schwab and E*Trade. He also worked as an equity and derivatives trader for a boutique, Atlanta-based brokerage firm.

Erik earned an MBA from the University of Colorado-Denver and a bachelor’s degree in English from Colorado State University in Fort Collins. He holds Series 7 and 63 securities registrations.

Erik and his wife have three children who are all active in sports year-round, so when he’s not at the office he can usually be found on a court or field somewhere in metro Atlanta. He enjoys reading, writing, and using whatever basketball skills that are left from his aging body.

Adam Smith

Investment Associate

Adam Smith

Investment Associate

As an Investment Administrator, Adam is responsible for opening and closing accounts, trading for the WAM portfolios, providing analysis for the WAM portfolios, and processing TD/UMA paperwork. He received his bachelor’s degree in Finance from the University of Georgia. Adam holds his Series 7 and Series 66 Licenses.

Outside of the office, Adam enjoys working out, golfing, travelling, watching baseball (Red Sox) and football (UGA and New England), and playing video games. His best travel stories involve playing a round of golf at Torrey Pines, going on Mission Trips to Nicaragua and Costa Rica, and spending St. Patty’s Day in an Irish Pub in Rome. As a fun fact, he is the reigning 3-time Kalos Chili Cook-off champion.

Accounting

Joan Tesh

Senior Vice President Finance

Joan Tesh

Senior Vice President Finance

As Senior Vice President Finance, Joan leads the teams responsible for commission processing, accounts receivable, financial analysis, financial reporting and building services. As a Certified Public Accountant (CPA) with over 20 years in the financial services industry, she brings a variety of experience to Kalos Financial.

Joan began her career in the audit department of KPMG.  From there, she moved to Primerica Financial Services, where she was responsible for financial reporting. She later worked as Controller and Vice President of Financial Development for Assurant’s pre-need division.

Joan’s experience includes financial due diligence for mergers and acquisitions, and fraud investigation as well as numerous process improvement projects and system implementations.

Joan earned a bachelor’s degree in accounting from Stetson University and a master’s degree in Accounting with a concentration in auditing and systems from the University of Georgia.

Joan and her husband Kurt Tesh are enjoying being empty nesters and are celebrating the fact that their children have recently moved off the family payroll.  Joan especially enjoys when Kurt entertains family & friends with his outdoor cooking expertise.  She also loves traveling – especially if there is a beach involved.

Michele Clem

Vice President Accounting

Michele Clem

Vice President Accounting

As Vice President Accounting, Michele is responsible for overseeing the commissions department, receivables, reconciliation, rep payouts and reporting as well as assisting with yearly audits and research. She also implements and manages strategic updates in automation and information processing within the accounting department.

Michele received her Bachelor of Science in Business with an emphasis in Finance and General Management from the University of Minnesota Carlson School of Management. She has over ten years of experience working in the financial industry.

Michele grew up in the frozen tundra of Minnesota but has spent her entire adult life living in and loving the South. When not in the office, Michele and her husband, Lee, manage their very big and busy, blended “Party of Nine”! With four daughters, two stepsons and a stepdaughter, life outside of work is a whirlwind of school and sports activities and all the adventures and responsibilities of raising a house full of teenagers into adulthood.

Michele loves hiking, paddle boarding, nature, music, weekend getaways and simple hangout time with her husband and kids. And with a daughter headed to UGA this fall, she is learning how to add “Go Dawgs!” to all her conversations.

Jessica Crooks

Accounting Associate

Jessica Crooks

Accounting Associate

Jessie’s previous role in Operations recording alternative investment paperwork equipped her well to move into her current accounting position. As Accounting Associate, she is responsible for processing alternative investment commission receivables and payables for advisor payouts.

In addition, Jessie is responsible for managing all payments to vendors. She also assists with reconciling bank accounts and sending invoices.

Jessie received her Bachelor of Science in Business with an emphasis in Accounting and a minor in music from Anderson University in South Carolina.

Jessie loves listening to a variety of music genres and enjoys singing on the worship team at her church. She and her husband, Cody, enjoy spending time with their friends and family, working on projects in their first home, as well as finding new places to eat and things to do around the Atlanta area.

Tammy Vo

Accounting Associate

Tammy Vo

Accounting Associate

Tammy is responsible for setting up investment accounts and assisting with calculating and processing the quarterly fees paid to our independent investment advisors. She received her bachelor’s in Mathematics from Georgia State University.

After calculating numbers all day, Tammy spends her free time with family and friends, either at the gym, family events or a concert. She loves to travel, especially to the West Coast. Tammy also enjoys doing arts and crafts while watching shows like Family Guy or New Girl.

Ted Leahy

Accounting Associate

Ted Leahy

Accounting Associate

Ted is responsible for setting up as well as closing investment accounts and assisting with calculating and processing the quarterly fees paid to our independent investment advisors. He received his Business Administration with a Concentration in Finance degree from Georgia Gwinnett College.

After work or on the weekends, Ted enjoys spending time with friends and family. Doing anything from hanging out in the house, watching a good tv show, or enjoying a nice walk at one of the local parks.  He enjoys a variety of sports including baseball, football, and basketball with his favorite teams being the Atlanta Braves, Falcons, and Hawks. He has a passion to learn as much as he can about investing so he can help others with their investments in the future.

Kim Hart

Office & Building Manager

Kim Hart

Office & Building Manager

As Office and Building Manager, Kim is responsible for keeping the building at 11525 and the occupants happy. She orders supplies and ensures that the building is well maintained so everyone can do their jobs in a professional, safe, and comfortable environment.

When she is not running around the 19,000 square foot building, Kim is responsible for maintaining the company’s insurance licenses and filing legal entity annual reports in 46 states. She also assists the accounting department with numerous projects.

Kim especially enjoys helping with the annual Kalos National Conference. She received her Bachelor of Arts in Theatre Management from Illinois State University.

Originally from the Chicago area, Kim and her husband, Mike, have been long time residents of Johns Creek, GA.  Kim and Mike have 2 grown children–their daughter and son-in-law live in the area and their son lives in the DC area.

She is involved in many church activities such as Sunday school and Stephen Ministry. She has also been known to “act up” in church doing outreach presentations through the Drama Ministry.  When not traveling to Illinois to visit family, she really enjoys traveling with her husband to new places, near and far.

Information Technology

Codi Handley

Vice President, Information Technology & Chief Information Security Officer

Codi Handley

Vice President, Information Technology & Chief Information Security Officer

As Vice President of Information Technology, Codi is responsible for overseeing the technology department and establishing the strategic direction of company’s information systems as well as identifying and proposing new technologies and systems to improve business processes., planning, implementing, and deployment of technology projects and solutions for Kalos’ needs.

Also serving as Kalos’ Chief Information Security Officer, Codi manages cybersecurity standards, policies, and procedures.

He received his bachelor’s degree in Business Administration with a concentration in Management Information Systems from The University of Georgia.

Codi and his wife Kasey recently welcomed their newest edition to their family, Rosie. He’s accepting submissions for the best dad jokes as he builds his database of cheesy one-liners. Codi enjoys spending time with his family, exercising, traveling, home improvement and cheering on the Georgia Bulldogs on Saturdays in the fall.

Human Resources

Susan Massey

Human Resources Manager

Susan Massey

Human Resources Manager

Susan serves as Human Resources Manager at Kalos Financial, Inc. bringing 25+ years of experience to the team.  She has notable experience in employee relations, employee benefits, handbook development, HR Administration as well as federal and state compliance. Susan is responsible for the overall management of the HR Function for Kalos Financial, Inc. management and its employees.

 

Susan holds a BS Degree in Management from Georgia Institute of Technology.

 

Susan’s greatest interest is the investment in people.  Her belief is “to whom much is given, much is expected” and looks for ways to benefit others.  She loves spending time with family and friends, volunteering, playing tennis and cheering for SEC football.

Kalos Financial